Zero-Upload · On-device only
Personal Budget Studio
Beginners can create this month’s household budget in a few minutes. When you need more depth, manage budget vs actual, fixed costs, savings goals, scenarios, CSV, and reports — all in your browser.
Zero-Upload · On-device only
What do you want to do?
Free, no signup. Build this month’s budget entirely in your browser.
Income, expenses, and savings goals stay on your device. Nothing is uploaded to a server.
What is Personal Budget Studio?
This is not a bloated accounting app. It is a browser-only household budget studio: Quick Start for beginners, then a full Studio for budget vs actual, fixed-cost review, savings goals, scenario comparison, CSV, and printable monthly reports.
No bank links, no cloud sync, no account. Your budget data stays on your device (localStorage) unless you explicitly create a share URL.
Quick Start → Dashboard
Start with “What do you want to do?”, then a short path: household type, income, main expenses, goals — and a dashboard appears.
Try the sample couple budget (~monthly income equivalent to ¥350,000) and edit it into your own.
Budget vs actual, fixed costs, savings
See Budget / Actual / Remaining (or Over) per category with numbers and icons — not color alone.
Review fixed costs as monthly and yearly amounts. Savings goals compute required monthly contributions and progress.
Scenarios, CSV, reports
Compare everyday “what if” budget scenarios (advanced loan modeling lives in Financial Scenario).
CSV import uses column mapping and preview. JSON backs up the full project. Monthly reports are print/PDF friendly.
Zero-Upload
No external APIs, bank connections, or cloud sync. Processing stays in your browser.
URL sharing uses the fragment only, only when you click create — and we warn that the URL may contain your budget data.
FAQ
Is this just another expense tracker?
It pairs a beginner Quick Start with a deeper Studio for budget vs actual, scenarios, and reports — without stuffing every control into the first screen.
Is my budget uploaded to a server?
No. Calculation and storage run in your browser. Solasu does not receive your household budget contents.
Do you support 50/30/20 or zero-based budgeting?
Yes. Standard, 50/30/20, zero-based, and envelope methods are supported and switchable.
Is this tax or investment advice?
No. It is for household organization, budgeting, and simulation only. Figures may be estimates.
How does it relate to Bill Split or Financial Scenario?
We link to those tools for shared expenses and advanced finance modeling. Personal Budget Studio does not depend on their engines.