Студия стоимости владения авто и поездок
Сколько авто реально стоит в год? Быстрая оценка, затем TCO и сравнения.
- Бесплатно
- Без регистрации
- Zero-Upload
- TCO
- Сравнение
- Поездки
Используются примерные значения. Измените ввод — результат обновится сразу.
Your inputs are calculated and stored only in this browser. Nothing is sent to our servers.
Your annual car cost
1 442 486 ¥/ Annual
Loan payment / mo (est.): 40 819 ¥ · Total interest (est.): 149 136 ¥
Breakdown
Largest cost driver: Loan
- Depreciation336 000 ¥
- Loan489 828 ¥
- Fuel / charging119 658 ¥
- Tax46 800 ¥
- Insurance92 000 ¥
- Parking180 000 ¥
- Inspection40 000 ¥
- Maintenance70 000 ¥
- Tires20 000 ¥
- Other48 200 ¥
- • Your largest annual cost category is “Loan”.
- • Fixed ownership costs outweigh usage costs.
Annual breakdown: Depreciation 336 000 ¥ · Loan 489 828 ¥ · Fuel / charging 119 658 ¥ · Tax 46 800 ¥ · Insurance 92 000 ¥ · Parking 180 000 ¥ · Inspection 40 000 ¥ · Maintenance 70 000 ¥ · Tires 20 000 ¥ · Other 48 200 ¥
This is an estimate simulator for decisions. Taxes, insurance, maintenance, resale, and loans are assumptions from your inputs — not quotes or financial advice.
Что такое стоимость владения?
Цена покупки недостаточна. TCO включает налоги, страховку, парковку, энергию, обслуживание, проценты и ваш предполагаемый остаток.
Симулятор Zero-Upload в браузере — не официальная смета.
Fixed vs variable costs
See ownership costs that accrue even if you barely drive (tax, insurance, parking, loan) separately from usage costs (fuel/charging, tolls, tires, service).
Low-mileage drivers are often fixed-cost dominated; economy upgrades then save relatively little.
TCO and cost per km
We roll purchase and operating cash over 5 and 10 years, minus your assumed sale price. Resale is never fetched from a market API.
Cost per km is annual cost ÷ annual distance. Per-commute-day cost is also available.
How commute cost is calculated
Car commute uses round-trip distance × workdays for energy, plus parking and highway tolls.
Transit uses passes and/or one-way fares so you can compare monthly, annual, and 5-year deltas.
Replacement and EV/hybrid caveats
We compare keep vs replace and repair vs replace on cost only — never as a directive to buy.
EVs use km/kWh and home/DC rates; hybrids use real-world economy. No built-in model database.
Important limitations
Taxes, premiums, service, and resale are your inputs. Loan math is an estimate, not a lender quote.
Not financial, tax, or investment advice. Actual costs vary by region, driver, and vehicle.
Частые вопросы
Is this just a fuel calculator?
No. It covers annual/monthly/per-km cost, TCO, A/B compare, commute vs transit, and replacement/repair scenarios.
Is my data uploaded?
No. Calculation, localStorage, and optional URL sharing stay in your browser. We do not send car or loan details to Solasu servers.
Are residual values accurate?
They are your assumptions only. We do not fetch market prices.
Is the loan schedule exact?
It is an approximate simulation, including optional bonus and residual/balloon structures — not a contract quote.
Related Solasu tools?
Personal Budget Studio and Financial Scenario Studio are natural next steps for household and loan planning.